Struggling to repay your merchant cash advance?
Is your business bank account frozen?
Facing an MCA lawsuit or a confession of judgment?
You have more options than the funder wants you to know about. Deadlines matter — the sooner we look at your agreement, the more we can do.
Attorney Advertising. Prior results do not guarantee a similar outcome. Nothing on this page is legal advice, and no attorney-client relationship is formed until Gesund Law Offices, LLC agrees to represent you in writing. Keren E. Gesund is licensed in Nevada, California and Louisiana; this firm's practice is limited accordingly.
What's Happening to Your Business
In plain language
Confession of Judgment
Buried in the contract, you may have signed away your right to defend yourself in court. The lender can go straight to a judge and get a judgment against you — without a hearing, and often without you knowing until it's final.
UCC Lien
The funder files a lien against your business assets and receivables. That lien can let them reach into your revenue directly, and can make it hard to get other financing while it's in place.
ACH / Bank Freeze
Daily automatic debits (ACH) can drain your account, and a judgment can let the lender freeze it entirely — sometimes overnight, with no warning to you or your payroll.
A Clear Path Forward
01
Review your contract
We examine your MCA agreement line by line — the merchant agreement, personal guaranty and any confession of judgment.
02
Identify the violations
We determine whether the agreement is actually an illegal, disguised loan — which can void the debt or the lender's collection rights.
03
Negotiate a plan you can meet
Where the debt is valid, we negotiate a realistic payment plan and work to release frozen funds and liens.
04
Sue when the agreement is illegal
When the agreement itself is unlawful, we take legal action to stop collection and protect your accounts.
Your Attorney
KEREN E. GESUND IS AN ATTORNEY WHO REPRESENTS SMALL BUSINESSES FACING MERCHANT CASH ADVANCE (MCA) COLLECTION ACTIONS. WITH A FOCUS ON PROTECTING YOUR FINANCIAL STABILITY, SHE PROVIDES CLEAR LEGAL GUIDANCE DURING STRESSFUL TIMES.
- Nevada
- California
- Louisiana
